For many retirees looking for warm weather, relaxed living, and good value for money, Phuket has become one of the most attractive retirement destinations in Southeast Asia. But beyond the beaches and sunsets, is Phuket truly a smart and comfortable place to retire โ especially when it comes to real estate?
As a property consultant based in Phuket, Iโve helped many retirees from Europe, Australia, and North America find their ideal home here. This guide shares what you need to know โ from lifestyle and healthcare to visa options and the best retirement-friendly properties.
Phuket offers a unique blend of tropical lifestyle and modern convenience:
Mild, warm weather year-round
Beautiful beaches and nature for a peaceful lifestyle
Low cost of living compared to Western countries
Large expat community โ you wonโt feel alone
Access to quality hospitals, restaurants, and shopping
Relaxed visa options for retirees over 50
And perhaps most importantly: you can own or lease property legally and affordably.
Thailand has excellent private healthcare, and Phuket is home to several top-quality hospitals:
Bangkok Hospital Phuket (international-standard care)
Dibuk Hospital and Mission Hospital for affordable treatment
International clinics in areas like Rawai, Cherng Talay, and Patong
Most retirees also take out private health insurance, which is far more affordable than in many Western countries.
Foreigners over the age of 50 can apply for a long-stay retirement visa in Thailand.
Be 50 years or older
Hold a non-immigrant O or OA visa
Have either:
800,000 THB in a Thai bank account
Or 65,000 THB monthly pension
Or a combination of both
The visa is renewable annually, and many retirees hire an agent to handle the process.
Whether you prefer quiet privacy or walkable convenience, there are great options across the island. Here are two main types:
Ideal for single retirees or couples
Available as foreign freehold (you own it fully)
Many come with pools, gyms, and 24/7 security
Locations like Kata, Patong (quiet side), Nai Harn, and Kamala are popular
Prices range from 3M to 10M THB for 1โ2 bedroom units
Condos are great for those who want a โlock and leaveโ lifestyle or plan to travel regularly.
Perfect for retirees who want a garden, pool, or to host family
Usually offered as leasehold (30+30+30 years) or under a BVI/company structure
Areas like Rawai, Chalong, Bang Tao, and Layan offer great villa options
Prices start from 6.5M THB for 2-bedroom pool villas
Villas are ideal if you enjoy gardening, barbecues, pets, or a peaceful retirement.
Quiet, community feel with easy access to clinics, cafes, and the beach. Great for long-stay retirees.
Central location, close to shopping and hospitals. Affordable villas and easy to get around.
More upscale, walkable lifestyle with access to Laguna, Boat Avenue, and international restaurants. Perfect if you want convenience + luxury.
Beautiful beaches, moderate nightlife, but calmer than Patong. Some great sea-view condo options.
Yes โ Phuket offers warm weather, modern healthcare, a welcoming expat community, and access to high-quality real estate. Many foreigners enjoy a comfortable lifestyle at a lower cost compared to Western countries.
Yes. Foreigners can own condominiums freehold (within the 49% quota) or lease villas long-term (typically 30+30+30 years). Some villa projects also offer ownership via BVI or Thai company structures.
Youโll need a Non-Immigrant O or OA Retirement Visa. Requirements include:
Age 50 or older
Proof of income or funds (e.g., 800,000 THB in a Thai bank)
Annual renewal
Many retirees use an agent to help with paperwork and renewals.
Yes. Phuket has several international-standard hospitals like Bangkok Hospital Phuket, along with clinics and specialists. Many retirees also take out private health insurance, which is affordable compared to Western countries.
Top areas for retirees include:
Rawai & Nai Harn โ Quiet, community-focused
Chalong โ Central, affordable, near hospitals
Bang Tao & Cherng Talay โ Upscale, convenient
Kamala & Kata โ Laid-back beach areas with a mix of condos and villas
If you're planning to stay long-term, buying makes sense โ especially with the appreciation in areas like Bang Tao and Rawai. Condos are ideal for easy living, while villas offer privacy and space.
Yes. Many retirees transfer their pension monthly to meet visa requirements. Itโs important to send the money from abroad in foreign currency, especially if you're using it for property purchase.
Most retired couples live comfortably on 60,000โ100,000 THB/month, depending on lifestyle. Phuket offers a wide range of dining, healthcare, and housing options to fit different budgets.